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What Benefits am I entitled to?

Weekly compensation benefits for injuries from 1 October 2012 will be paid for the initial period of incapacity at the rate of 95% of the workers average weekly earnings for the first 13 weeks of incapacity.

For incapacity from between 14 and 130 weeks the rate payable is 80% of the workers average weekly earnings.

For any period longer than 130 weeks, ongoing payments would depend on the extent of incapacity and whether a worker has returned to employment or not.

All reasonable medical expenses will be met by the insurer provided the provision of services after the first 48 hours from the injury are approved in advance by the insurer.  This does not include regular consultations with the treating Doctor. 

Depending on the extent of the injury, the insurer is responsible to meet expenses for either two or five years after the injury or after the time when weekly payments cease, and if the worker is injured to the extent they are classed as a "worker with high needs", which would be if assessed as having a whole person impairment greater than 20%, the cost of reasonbly necessary treatment is ongoing until retirement age.

After the entitlement period cease, under some circumstances an entitlement may start again for the costs of treatment where the condition of the worker reqiues additional surgery which necessitates time away from work again.

Where a worker has been left with a permanent degree of impairment and the injury has reached maximum medical improvement, there may be an entitlement to additional compensation by way of a lump sum for that permanent impairment, however compensation for pain and suffering was abolished on 19 June 2012 no matter when the date of injury.

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